Willoughby suggests investors focus on technology and medical devices as areas that are likely to reward shareholders over time. Kim Forrest, chief investment officer at Bokeh Capital Partners, also likes the tech sector and thinks some value stocks could outperform as demand for their products and services ramps up.
Specifically, she thinks semiconductors will benefit from the continued rollout of 5G, which creates exceptional demand for the high-tech chips. Survey requests were emailed to potential respondents nationwide, and responses were submitted voluntarily via a website. Editorial Disclaimer: All investors are advised to conduct their own independent research into investment strategies before making an investment decision. In addition, investors are advised that past investment product performance is no guarantee of future price appreciation.
How We Make Money. Editorial disclosure. Brian Baker. Written by. Bankrate reporter Brian Baker covers investing and retirement. He has previous experience as an industry analyst at an investment firm.
Baker is passionate about helping people …. Edited By Brian Beers. Edited by. Brian Beers. Brian Beers is the senior wealth editor at Bankrate. He oversees editorial coverage of banking, investing, the economy and all things money.
Share this page. Bankrate Logo Why you can trust Bankrate. Bankrate Logo Editorial Integrity. Key Principles We value your trust. Bankrate Logo Insurance Disclosure. Read more From Brian. Baker is passionate about helping people make sense of complicated financial topics so that they can plan for their financial futures. You may also like Survey: Top market experts say stocks likely to continue bull run in Growth investing vs. Limited time offer. Terms apply. A guaranteed investment return is as rare as free money, and a k match gives you both: When you put dollars into the account, your employer puts dollars in, too.
When that contribution is swiped out of your paycheck, repay yourself from the money in savings. An IRA is like a k you open on your own, which means no match. You can choose to contribute that to a traditional IRA, which will get you a tax deduction on your contribution. You'll then pay taxes when you pull the money out in retirement.
If you're not concerned about that tax deduction, you might choose a Roth IRA. In a Roth IRA, you don't get a tax deduction on contributions, but distributions in retirement are tax-free. Generally, a Roth IRA is best if you think your tax rate will be higher later than it is now. If you're already on track for retirement — k is matched, IRA is funded — or you're investing for a long-term goal that isn't retirement, you'll want a taxable brokerage account, which you can open at any online broker.
Here's how to do it. Unlike an IRA or k , there isn't a tax break here. But a brokerage account allows you to access a wide range of investments, and because there is no specific goal for this account, you can take distributions at any time and contribute as much as you'd like. ETFs are a kind of index fund that trades like a stock. Here is our detailed guide for how to invest in stocks. When you use them, you get exposure to stocks without actually having to pick individual stocks.
But maybe you want to pick stocks. Hands-on or hands-off investing? Rebalancing might mean buying more shares when stock markets fall to be in a position to benefit when markets bounce back. Find out more: Investing for beginners course: module one. Receive regular articles and guides from our experts to help you make smarter financial decisions.
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For more, see How we make our money and Editorial promise. Searching Money Mentor. See all results. Investing basics. Keep some money in an easy access savings account. Paying back expensive debt such as money owed on credit cards?
Homeowners might consider overpaying their mortgage to save hundreds or thousands of pounds in interest. If investing ticks the boxes, read on. This will give it enough chance to grow. Which ISA is right for me? ISAs work best when you pick the right one for your savings goal.
Take this short survey to find out which ISA is right for you. Get started.
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